Borrowing in Liard River 3, British Columbia

Liard River 3 is one of the British Columbia communities covered here, with a 2021 Census population of 114, and borrowing there is licensed under British Columbia's consumer credit rules.

The census figures for Liard River 3

Liard River 3 recorded a population of 114 in Statistics Canada's 2021 Census of Population. Its land area is 2.9 square kilometres.

Population divided by land area produces a density of 39.6 people per square kilometre.

The 2021 Census population places it at rank 448 in the province.

Liard River 3 sits at rank 448 among the 460 British Columbia places here, with 114 residents in the 2021 Census.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in British Columbia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

The density figure for Liard River 3, 39.6 people per square kilometre, is calculated from the population and land area above.

For Liard River 3, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Liard River 3 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Liard River 3 is 2.9 square kilometres, and the population is 114 residents in the 2021 Census.

The Liard River 3 page follows the same structure as every other place page, with population, land area, density and rank.

Liard River 3 ranks 448 by 2021 Census population among the covered places in British Columbia.

Where a figure for Liard River 3 could not be verified, the page names the publisher instead of printing a number.

Liard River 3 is one of 460 covered British Columbia places, counted at 114 residents with a land area of 2.9 square kilometres.

Liard River 3 sits at rank 448 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Liard River 3 with another community can use the same four census fields.

At 114 residents in the 2021 Census, Liard River 3 is listed alongside the other covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.