Borrowing in Lions Bay, British Columbia

This page covers borrowing in Lions Bay, British Columbia: the census facts, the provincial rules, and the products people compare.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for Lions Bay

In the 2021 Census, Lions Bay had 1,390 residents. Land area for Lions Bay is 2.5 square kilometres in the same census.

The arithmetic gives 549.4 people per square kilometre.

Among covered British Columbia places, Lions Bay sits at rank 251 by population.

The place record for Lions Bay covers 2.5 square kilometres and 1,390 residents, a density of 549.4 people per square kilometre.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Lions Bay ranks 251 by 2021 Census population among the covered places in British Columbia.

The Lions Bay page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Lions Bay with another community can use the same four census fields.

Lions Bay is one of 460 covered British Columbia places, counted at 1,390 residents with a land area of 2.5 square kilometres.

Lions Bay appears in the census record with 1,390 residents, and the density of 549.4 people per square kilometre follows from it.

Lions Bay sits at rank 251 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Lions Bay is 2.5 square kilometres, and the population is 1,390 residents in the 2021 Census.

Nothing on the Lions Bay page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Lions Bay, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Lions Bay, 549.4 people per square kilometre, is calculated from the population and land area above.

At 1,390 residents in the 2021 Census, Lions Bay is listed alongside the other covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.