Compare loans

Borrowing in Maple Ridge, British Columbia

Population 90,990, land area 267.8 square kilometres: the census facts for Maple Ridge, plus how consumer credit is regulated in British Columbia.

Province British Columbia (BC)
Population, 2021 Census 90,990
Land area 267.8 km²
Provincial regulator See the FCAC list

Maple Ridge is one of the British Columbia communities covered here, with a 2021 Census population of 90,990, and borrowing there is licensed under British Columbia's consumer credit rules.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

The middle band covers larger towns and smaller cities, all inside one provincial licensing framework.

The census figures for Maple Ridge

90,990 people were counted in Maple Ridge in the 2021 Census. Statistics Canada lists 267.8 square kilometres of land for the community.

Population divided by land area produces a density of 339.7 people per square kilometre.

By population it ranks 15 among the British Columbia places covered here.

Within British Columbia, Maple Ridge is place number 15 by population in this census set, at 90,990 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
  • Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The land area recorded for Maple Ridge is 267.8 square kilometres, and the population is 90,990 residents in the 2021 Census.

Maple Ridge is one of 460 covered British Columbia places, counted at 90,990 residents with a land area of 267.8 square kilometres.

Where a figure for Maple Ridge could not be verified, the page names the publisher instead of printing a number.

The density figure for Maple Ridge, 339.7 people per square kilometre, is calculated from the population and land area above.

Readers comparing Maple Ridge with another community can use the same four census fields.

Nothing on the Maple Ridge page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Maple Ridge, the two census fields above are the only local statistics used anywhere on the page.

At 90,990 residents in the 2021 Census, Maple Ridge is listed alongside the other covered places in British Columbia.

Maple Ridge sits at rank 15 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Maple Ridge appears in the census record with 90,990 residents, and the density of 339.7 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Maple Ridge

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.