Borrowing in Nautley (Fort Fraser) 1, British Columbia

Nautley (Fort Fraser) 1 is one of the British Columbia communities covered here, with a 2021 Census population of 227, and borrowing there is licensed under British Columbia's consumer credit rules.

The census figures for Nautley (Fort Fraser) 1

Statistics Canada's 2021 Census gives Nautley (Fort Fraser) 1 a population of 227. The census records a land area of 5.1 square kilometres for Nautley (Fort Fraser) 1.

On those two figures, density is 44.8 residents per square kilometre when rounded to one decimal place.

Its provincial population rank is 398 within this data set.

Compared with the other 460 covered British Columbia places, Nautley (Fort Fraser) 1 ranks 398 by population.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A longer amortisation lowers each payment and raises the total interest paid over the life of the loan.

Nautley (Fort Fraser) 1 sits at rank 398 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Nautley (Fort Fraser) 1 with another community can use the same four census fields.

For Nautley (Fort Fraser) 1, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Nautley (Fort Fraser) 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Nautley (Fort Fraser) 1 is one of 460 covered British Columbia places, counted at 227 residents with a land area of 5.1 square kilometres.

Where a figure for Nautley (Fort Fraser) 1 could not be verified, the page names the publisher instead of printing a number.

At 227 residents in the 2021 Census, Nautley (Fort Fraser) 1 is listed alongside the other covered places in British Columbia.

The Nautley (Fort Fraser) 1 page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Nautley (Fort Fraser) 1, 44.8 people per square kilometre, is calculated from the population and land area above.

Nautley (Fort Fraser) 1 ranks 398 by 2021 Census population among the covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.