Borrowing in North Vancouver, British Columbia

A loan taken out in North Vancouver is governed by British Columbia's licensing rules, and the 2021 Census counted 58,120 people in the community.

The census figures for North Vancouver

North Vancouver recorded a population of 58,120 in Statistics Canada's 2021 Census of Population. Its land area is 11.8 square kilometres.

That gives a density of 4912.9 people per square kilometre, rounded to one decimal place.

North Vancouver ranks 20 by population among the British Columbia places on this site.

Within British Columbia, North Vancouver is place number 20 by population in this census set, at 58,120 residents.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

The middle band covers larger towns and smaller cities, all inside one provincial licensing framework.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

North Vancouver sits at rank 20 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

North Vancouver is one of 460 covered British Columbia places, counted at 58,120 residents with a land area of 11.8 square kilometres.

At 58,120 residents in the 2021 Census, North Vancouver is listed alongside the other covered places in British Columbia.

North Vancouver appears in the census record with 58,120 residents, and the density of 4912.9 people per square kilometre follows from it.

The land area recorded for North Vancouver is 11.8 square kilometres, and the population is 58,120 residents in the 2021 Census.

North Vancouver ranks 20 by 2021 Census population among the covered places in British Columbia.

For North Vancouver, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing North Vancouver with another community can use the same four census fields.

Where a figure for North Vancouver could not be verified, the page names the publisher instead of printing a number.

The density figure for North Vancouver, 4912.9 people per square kilometre, is calculated from the population and land area above.

The North Vancouver page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the North Vancouver page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.