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Borrowing in One Hundred Mile House, British Columbia

A guide to borrowing in One Hundred Mile House, British Columbia, with the 2021 Census population of 1,928 and the provincial rules that apply locally.

Province British Columbia (BC)
Population, 2021 Census 1,928
Land area 53.0 km²
Provincial regulator See the FCAC list

One Hundred Mile House is one of the British Columbia communities covered here, with a 2021 Census population of 1,928, and borrowing there is licensed under British Columbia's consumer credit rules.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The census figures for One Hundred Mile House

Statistics Canada's 2021 Census gives One Hundred Mile House a population of 1,928. Land area for One Hundred Mile House is 53.0 square kilometres in the same census.

The arithmetic gives 36.4 people per square kilometre.

Among covered British Columbia places, One Hundred Mile House sits at rank 207 by population.

One Hundred Mile House sits at rank 207 among the 460 British Columbia places here, with 1,928 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
  • Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

One Hundred Mile House sits at rank 207 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The density figure for One Hundred Mile House, 36.4 people per square kilometre, is calculated from the population and land area above.

For One Hundred Mile House, the two census fields above are the only local statistics used anywhere on the page.

One Hundred Mile House ranks 207 by 2021 Census population among the covered places in British Columbia.

The land area recorded for One Hundred Mile House is 53.0 square kilometres, and the population is 1,928 residents in the 2021 Census.

One Hundred Mile House is one of 460 covered British Columbia places, counted at 1,928 residents with a land area of 53.0 square kilometres.

Readers comparing One Hundred Mile House with another community can use the same four census fields.

Where a figure for One Hundred Mile House could not be verified, the page names the publisher instead of printing a number.

The One Hundred Mile House page follows the same structure as every other place page, with population, land area, density and rank.

Nothing on the One Hundred Mile House page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in One Hundred Mile House

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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