Borrowing in Opitsat 1, British Columbia

A loan taken out in Opitsat 1 is governed by British Columbia's licensing rules, and the 2021 Census counted 153 people in the community.

The census figures for Opitsat 1

Population for Opitsat 1 stands at 153 in the 2021 Census. Its land area is 0.7 square kilometres.

The calculated density is 212.5 people per square kilometre.

By population it ranks 430 among the British Columbia places covered here.

Opitsat 1 is one of 460 places listed for British Columbia, ranked 430 by population and measured at 0.7 square kilometres.

The British Columbia rules that apply

The regulator for consumer credit in British Columbia is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A credit file is compiled by private agencies from information lenders and other creditors report. Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

Readers comparing Opitsat 1 with another community can use the same four census fields.

The land area recorded for Opitsat 1 is 0.7 square kilometres, and the population is 153 residents in the 2021 Census.

Nothing on the Opitsat 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 153 residents in the 2021 Census, Opitsat 1 is listed alongside the other covered places in British Columbia.

Opitsat 1 sits at rank 430 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Opitsat 1 could not be verified, the page names the publisher instead of printing a number.

The Opitsat 1 page follows the same structure as every other place page, with population, land area, density and rank.

For Opitsat 1, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Opitsat 1, 212.5 people per square kilometre, is calculated from the population and land area above.

Opitsat 1 is one of 460 covered British Columbia places, counted at 153 residents with a land area of 0.7 square kilometres.

Opitsat 1 ranks 430 by 2021 Census population among the covered places in British Columbia.

Opitsat 1 appears in the census record with 153 residents, and the density of 212.5 people per square kilometre follows from it.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.