Borrowing in Osoyoos, British Columbia
Population 5,556, land area 8.4 square kilometres: the census facts for Osoyoos, plus how consumer credit is regulated in British Columbia.
With 5,556 residents counted in the 2021 Census, Osoyoos sits inside British Columbia's provincial lending framework.
The census figures for Osoyoos
Osoyoos recorded a population of 5,556 in Statistics Canada's 2021 Census of Population. 8.4 square kilometres of land are attributed to Osoyoos.
Dividing population by land area gives 660.6 residents per square kilometre, rounded to one decimal place.
Its provincial population rank is 91 within this data set.
The place record for Osoyoos covers 8.4 square kilometres and 5,556 residents, a density of 660.6 people per square kilometre.
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The British Columbia rules that apply
Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.
The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.
The lower-middle band covers towns of moderate size, none of which sets its own lending rules.
How borrowing works locally
Joint applications combine two incomes and two sets of obligations in the same assessment.
Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.
For Osoyoos, the two census fields above are the only local statistics used anywhere on the page.
The Osoyoos page follows the same structure as every other place page, with population, land area, density and rank.
Where a figure for Osoyoos could not be verified, the page names the publisher instead of printing a number.
Osoyoos is one of 460 covered British Columbia places, counted at 5,556 residents with a land area of 8.4 square kilometres.
Readers comparing Osoyoos with another community can use the same four census fields.
Osoyoos ranks 91 by 2021 Census population among the covered places in British Columbia.
At 5,556 residents in the 2021 Census, Osoyoos is listed alongside the other covered places in British Columbia.
The density figure for Osoyoos, 660.6 people per square kilometre, is calculated from the population and land area above.
Osoyoos appears in the census record with 5,556 residents, and the density of 660.6 people per square kilometre follows from it.
The land area recorded for Osoyoos is 8.4 square kilometres, and the population is 5,556 residents in the 2021 Census.
Nothing on the Osoyoos page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.
Osoyoos sits at rank 91 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.
loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.
The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.
Where a figure could not be verified, the page names the publisher instead of printing a number.
Borrowing in Osoyoos
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