Borrowing in Pemberton, British Columbia

With 3,407 residents counted in the 2021 Census, Pemberton sits inside British Columbia's provincial lending framework.

The census figures for Pemberton

In the 2021 Census, Pemberton had 3,407 residents. Land area for Pemberton is 61.4 square kilometres in the same census.

Dividing population by land area gives 55.5 residents per square kilometre, rounded to one decimal place.

By population it ranks 146 among the British Columbia places covered here.

Pemberton is one of 460 places listed for British Columbia, ranked 146 by population and measured at 61.4 square kilometres.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

Pemberton ranks 146 by 2021 Census population among the covered places in British Columbia.

Readers comparing Pemberton with another community can use the same four census fields.

Pemberton sits at rank 146 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

At 3,407 residents in the 2021 Census, Pemberton is listed alongside the other covered places in British Columbia.

The Pemberton page follows the same structure as every other place page, with population, land area, density and rank.

Pemberton is one of 460 covered British Columbia places, counted at 3,407 residents with a land area of 61.4 square kilometres.

The land area recorded for Pemberton is 61.4 square kilometres, and the population is 3,407 residents in the 2021 Census.

For Pemberton, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Pemberton, 55.5 people per square kilometre, is calculated from the population and land area above.

Pemberton appears in the census record with 3,407 residents, and the density of 55.5 people per square kilometre follows from it.

Nothing on the Pemberton page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Pemberton could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.