Borrowing in Port Alberni, British Columbia

Port Alberni is one of the British Columbia places covered here, with 18,259 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The British Columbia rules that apply

Licensing for consumer credit in British Columbia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

In the lower-middle band, pages carry the census figures for the place and the same provincial lending position as larger centres.

The census figures for Port Alberni

Port Alberni recorded a population of 18,259 in Statistics Canada's 2021 Census of Population. The census records a land area of 19.7 square kilometres for Port Alberni.

Dividing population by land area gives 928.7 residents per square kilometre, rounded to one decimal place.

By population it ranks 40 among the British Columbia places covered here.

Port Alberni is one of 460 places listed for British Columbia, ranked 40 by population and measured at 19.7 square kilometres.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.
• Home equity loans: Converting property equity into credit, and the difference between a lump sum and a revolving limit.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

At 18,259 residents in the 2021 Census, Port Alberni is listed alongside the other covered places in British Columbia.

The land area recorded for Port Alberni is 19.7 square kilometres, and the population is 18,259 residents in the 2021 Census.

Readers comparing Port Alberni with another community can use the same four census fields.

Port Alberni sits at rank 40 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Port Alberni could not be verified, the page names the publisher instead of printing a number.

The density figure for Port Alberni, 928.7 people per square kilometre, is calculated from the population and land area above.

Port Alberni appears in the census record with 18,259 residents, and the density of 928.7 people per square kilometre follows from it.

Port Alberni is one of 460 covered British Columbia places, counted at 18,259 residents with a land area of 19.7 square kilometres.

Port Alberni ranks 40 by 2021 Census population among the covered places in British Columbia.

For Port Alberni, the two census fields above are the only local statistics used anywhere on the page.

The Port Alberni page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.