Borrowing in Port Clements, British Columbia

This page covers borrowing in Port Clements, British Columbia: the census facts, the provincial rules, and the products people compare.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. An application usually asks for identification, income evidence, banking details and a statement of obligations.

The British Columbia rules that apply

The regulator for consumer credit in British Columbia is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Port Clements

In the 2021 Census, Port Clements had 340 residents. Land area for Port Clements is 13.1 square kilometres in the same census.

That gives a density of 26.0 people per square kilometre, rounded to one decimal place.

Port Clements ranks 355 by population among the British Columbia places on this site.

Within British Columbia, Port Clements is place number 355 by population in this census set, at 340 residents.

Port Clements sits at rank 355 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Port Clements, 26.0 people per square kilometre, is calculated from the population and land area above.

Port Clements is one of 460 covered British Columbia places, counted at 340 residents with a land area of 13.1 square kilometres.

Readers comparing Port Clements with another community can use the same four census fields.

At 340 residents in the 2021 Census, Port Clements is listed alongside the other covered places in British Columbia.

For Port Clements, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Port Clements is 13.1 square kilometres, and the population is 340 residents in the 2021 Census.

Nothing on the Port Clements page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Port Clements page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Port Clements could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.