Borrowing in qathet C, British Columbia

With 2,197 residents counted in the 2021 Census, qathet C sits inside British Columbia's provincial lending framework.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The census figures for qathet C

Statistics Canada's 2021 Census gives qathet C a population of 2,197. The community covers 642.0 square kilometres of land.

That gives a density of 3.4 people per square kilometre, rounded to one decimal place.

The 2021 Census population places it at rank 195 in the province.

Compared with the other 460 covered British Columbia places, qathet C ranks 195 by population.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

Readers comparing qathet C with another community can use the same four census fields.

The land area recorded for qathet C is 642.0 square kilometres, and the population is 2,197 residents in the 2021 Census.

Nothing on the qathet C page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

qathet C appears in the census record with 2,197 residents, and the density of 3.4 people per square kilometre follows from it.

qathet C ranks 195 by 2021 Census population among the covered places in British Columbia.

Where a figure for qathet C could not be verified, the page names the publisher instead of printing a number.

qathet C is one of 460 covered British Columbia places, counted at 2,197 residents with a land area of 642.0 square kilometres.

The density figure for qathet C, 3.4 people per square kilometre, is calculated from the population and land area above.

The qathet C page follows the same structure as every other place page, with population, land area, density and rank.

qathet C sits at rank 195 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

At 2,197 residents in the 2021 Census, qathet C is listed alongside the other covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.