Borrowing in Quesnel 1, British Columbia

Quesnel 1, British Columbia, recorded a population of 110 in the 2021 Census; the rules that govern a loan signed there are provincial.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Quesnel 1

In the 2021 Census, Quesnel 1 had 110 residents. Statistics Canada lists 5.5 square kilometres of land for the community.

Population divided by land area produces a density of 20.2 people per square kilometre.

By population it ranks 451 among the British Columbia places covered here.

Quesnel 1 sits at rank 451 among the 460 British Columbia places here, with 110 residents in the 2021 Census.

For Quesnel 1, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Quesnel 1, 20.2 people per square kilometre, is calculated from the population and land area above.

Quesnel 1 appears in the census record with 110 residents, and the density of 20.2 people per square kilometre follows from it.

Quesnel 1 is one of 460 covered British Columbia places, counted at 110 residents with a land area of 5.5 square kilometres.

Nothing on the Quesnel 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Quesnel 1 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Quesnel 1 with another community can use the same four census fields.

Where a figure for Quesnel 1 could not be verified, the page names the publisher instead of printing a number.

At 110 residents in the 2021 Census, Quesnel 1 is listed alongside the other covered places in British Columbia.

The land area recorded for Quesnel 1 is 5.5 square kilometres, and the population is 110 residents in the 2021 Census.

Quesnel 1 sits at rank 451 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Quesnel 1 ranks 451 by 2021 Census population among the covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.