Borrowing in Quinsam 12, British Columbia

Quinsam 12 is one of the British Columbia communities covered here, with a 2021 Census population of 312, and borrowing there is licensed under British Columbia's consumer credit rules.

The census figures for Quinsam 12

312 people were counted in Quinsam 12 in the 2021 Census. 1.4 square kilometres of land are attributed to Quinsam 12.

Dividing population by land area gives 221.3 residents per square kilometre, rounded to one decimal place.

By population it ranks 368 among the British Columbia places covered here.

Quinsam 12 therefore appears at rank 368 of 460 covered British Columbia places, with a density of 221.3 people per square kilometre.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In British Columbia, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A credit file is compiled by private agencies from information lenders and other creditors report.

Nothing on the Quinsam 12 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Quinsam 12 is one of 460 covered British Columbia places, counted at 312 residents with a land area of 1.4 square kilometres.

Quinsam 12 ranks 368 by 2021 Census population among the covered places in British Columbia.

Readers comparing Quinsam 12 with another community can use the same four census fields.

The Quinsam 12 page follows the same structure as every other place page, with population, land area, density and rank.

For Quinsam 12, the two census fields above are the only local statistics used anywhere on the page.

Quinsam 12 sits at rank 368 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The density figure for Quinsam 12, 221.3 people per square kilometre, is calculated from the population and land area above.

Quinsam 12 appears in the census record with 312 residents, and the density of 221.3 people per square kilometre follows from it.

Where a figure for Quinsam 12 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Quinsam 12 is 1.4 square kilometres, and the population is 312 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.