Borrowing in Revelstoke, British Columbia

Revelstoke is one of the British Columbia communities covered here, with a 2021 Census population of 8,275, and borrowing there is licensed under British Columbia's consumer credit rules.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In British Columbia, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Size changes the census figures, not the rules; this community falls in the lower-middle band.

The census figures for Revelstoke

Revelstoke recorded a population of 8,275 in Statistics Canada's 2021 Census of Population. 41.3 square kilometres of land are attributed to Revelstoke.

Dividing population by land area gives 200.5 residents per square kilometre, rounded to one decimal place.

The community is the 70th largest place in the province within this census set.

Revelstoke is one of 460 places listed for British Columbia, ranked 70 by population and measured at 41.3 square kilometres.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Revelstoke ranks 70 by 2021 Census population among the covered places in British Columbia.

The density figure for Revelstoke, 200.5 people per square kilometre, is calculated from the population and land area above.

Nothing on the Revelstoke page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Revelstoke sits at rank 70 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Revelstoke page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Revelstoke is 41.3 square kilometres, and the population is 8,275 residents in the 2021 Census.

At 8,275 residents in the 2021 Census, Revelstoke is listed alongside the other covered places in British Columbia.

Revelstoke is one of 460 covered British Columbia places, counted at 8,275 residents with a land area of 41.3 square kilometres.

Where a figure for Revelstoke could not be verified, the page names the publisher instead of printing a number.

For Revelstoke, the two census fields above are the only local statistics used anywhere on the page.

Revelstoke appears in the census record with 8,275 residents, and the density of 200.5 people per square kilometre follows from it.

Readers comparing Revelstoke with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.