Borrowing in Rossland, British Columbia

Rossland, British Columbia, recorded a population of 4,140 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Rossland

4,140 people were counted in Rossland in the 2021 Census. 59.7 square kilometres of land are attributed to Rossland.

That gives a density of 69.3 people per square kilometre, rounded to one decimal place.

Rossland ranks 122 by population among the British Columbia places on this site.

Rossland is one of 460 places listed for British Columbia, ranked 122 by population and measured at 59.7 square kilometres.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The British Columbia rules that apply

Provincial or territorial law decides who may lend in British Columbia, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A mortgage is registered against the property, which is what gives the lender its claim.

The land area recorded for Rossland is 59.7 square kilometres, and the population is 4,140 residents in the 2021 Census.

Readers comparing Rossland with another community can use the same four census fields.

Rossland ranks 122 by 2021 Census population among the covered places in British Columbia.

The density figure for Rossland, 69.3 people per square kilometre, is calculated from the population and land area above.

At 4,140 residents in the 2021 Census, Rossland is listed alongside the other covered places in British Columbia.

Rossland sits at rank 122 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The Rossland page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Rossland could not be verified, the page names the publisher instead of printing a number.

Rossland appears in the census record with 4,140 residents, and the density of 69.3 people per square kilometre follows from it.

For Rossland, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Rossland page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Rossland is one of 460 covered British Columbia places, counted at 4,140 residents with a land area of 59.7 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.