Borrowing in Sahhaltkum 4, British Columbia

This page covers borrowing in Sahhaltkum 4, British Columbia: the census facts, the provincial rules, and the products people compare.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists. Debt management plans are administered by accredited credit counsellors, and they are not loans.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

The census figures for Sahhaltkum 4

In the 2021 Census, Sahhaltkum 4 had 316 residents. Statistics Canada lists 13.4 square kilometres of land for the community.

Dividing population by land area gives 23.6 residents per square kilometre, rounded to one decimal place.

By population it ranks 366 among the British Columbia places covered here.

Sahhaltkum 4 sits at rank 366 among the 460 British Columbia places here, with 316 residents in the 2021 Census.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The Sahhaltkum 4 page follows the same structure as every other place page, with population, land area, density and rank.

Sahhaltkum 4 is one of 460 covered British Columbia places, counted at 316 residents with a land area of 13.4 square kilometres.

At 316 residents in the 2021 Census, Sahhaltkum 4 is listed alongside the other covered places in British Columbia.

Nothing on the Sahhaltkum 4 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Sahhaltkum 4 with another community can use the same four census fields.

Sahhaltkum 4 sits at rank 366 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Sahhaltkum 4 ranks 366 by 2021 Census population among the covered places in British Columbia.

Sahhaltkum 4 appears in the census record with 316 residents, and the density of 23.6 people per square kilometre follows from it.

The density figure for Sahhaltkum 4, 23.6 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Sahhaltkum 4 is 13.4 square kilometres, and the population is 316 residents in the 2021 Census.

Where a figure for Sahhaltkum 4 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.