Borrowing in Sayward, British Columbia

Sayward is one of the British Columbia places covered here, with 334 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

The census figures for Sayward

The 2021 Census counted 334 residents in Sayward. The census records a land area of 4.4 square kilometres for Sayward.

On those two figures, density is 75.2 residents per square kilometre when rounded to one decimal place.

Sayward ranks 357 by population among the British Columbia places on this site.

Sayward therefore appears at rank 357 of 460 covered British Columbia places, with a density of 75.2 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

Readers comparing Sayward with another community can use the same four census fields.

The Sayward page follows the same structure as every other place page, with population, land area, density and rank.

Sayward appears in the census record with 334 residents, and the density of 75.2 people per square kilometre follows from it.

Sayward ranks 357 by 2021 Census population among the covered places in British Columbia.

The density figure for Sayward, 75.2 people per square kilometre, is calculated from the population and land area above.

At 334 residents in the 2021 Census, Sayward is listed alongside the other covered places in British Columbia.

Where a figure for Sayward could not be verified, the page names the publisher instead of printing a number.

Sayward is one of 460 covered British Columbia places, counted at 334 residents with a land area of 4.4 square kilometres.

Nothing on the Sayward page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Sayward sits at rank 357 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Sayward is 4.4 square kilometres, and the population is 334 residents in the 2021 Census.

For Sayward, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.