Borrowing in Shuswap, British Columbia

Shuswap is one of the British Columbia communities covered here, with a 2021 Census population of 319, and borrowing there is licensed under British Columbia's consumer credit rules.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Shuswap

Population for Shuswap stands at 319 in the 2021 Census. 11.1 square kilometres of land are attributed to Shuswap.

That gives a density of 28.6 people per square kilometre, rounded to one decimal place.

By population it ranks 365 among the British Columbia places covered here.

Shuswap sits at rank 365 among the 460 British Columbia places here, with 319 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.
• Bad credit loans: Borrowing when the credit file is damaged, and what changes about price and security as a result.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Joint applications combine two incomes and two sets of obligations in the same assessment. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Shuswap ranks 365 by 2021 Census population among the covered places in British Columbia.

The Shuswap page follows the same structure as every other place page, with population, land area, density and rank.

Shuswap is one of 460 covered British Columbia places, counted at 319 residents with a land area of 11.1 square kilometres.

The land area recorded for Shuswap is 11.1 square kilometres, and the population is 319 residents in the 2021 Census.

Readers comparing Shuswap with another community can use the same four census fields.

Shuswap appears in the census record with 319 residents, and the density of 28.6 people per square kilometre follows from it.

Where a figure for Shuswap could not be verified, the page names the publisher instead of printing a number.

Nothing on the Shuswap page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Shuswap sits at rank 365 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

At 319 residents in the 2021 Census, Shuswap is listed alongside the other covered places in British Columbia.

For Shuswap, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.