Borrowing in Siska Flat, British Columbia

A loan taken out in Siska Flat is governed by British Columbia's licensing rules, and the 2021 Census counted 101 people in the community.

The census figures for Siska Flat

Statistics Canada's 2021 Census gives Siska Flat a population of 101. The community covers 0.6 square kilometres of land.

The arithmetic gives 162.9 people per square kilometre.

Among covered British Columbia places, Siska Flat sits at rank 460 by population.

Within British Columbia, Siska Flat is place number 460 by population in this census set, at 101 residents.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in British Columbia falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 advanced according to the federal Payday Lending Regulations (SOR/2024-114).

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The density figure for Siska Flat, 162.9 people per square kilometre, is calculated from the population and land area above.

Readers comparing Siska Flat with another community can use the same four census fields.

Siska Flat ranks 460 by 2021 Census population among the covered places in British Columbia.

Siska Flat is one of 460 covered British Columbia places, counted at 101 residents with a land area of 0.6 square kilometres.

Nothing on the Siska Flat page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Siska Flat, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Siska Flat could not be verified, the page names the publisher instead of printing a number.

Siska Flat appears in the census record with 101 residents, and the density of 162.9 people per square kilometre follows from it.

At 101 residents in the 2021 Census, Siska Flat is listed alongside the other covered places in British Columbia.

Siska Flat sits at rank 460 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Siska Flat is 0.6 square kilometres, and the population is 101 residents in the 2021 Census.

The Siska Flat page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.