Borrowing in Skwah 4, British Columbia

This page covers borrowing in Skwah 4, British Columbia: the census facts, the provincial rules, and the products people compare.

The British Columbia rules that apply

The regulator for consumer credit in British Columbia is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In British Columbia, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A mortgage is registered against the property, which is what gives the lender its claim. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for Skwah 4

Skwah 4 recorded a population of 245 in Statistics Canada's 2021 Census of Population. The census records a land area of 1.2 square kilometres for Skwah 4.

The calculated density is 211.2 people per square kilometre.

Its provincial population rank is 386 within this data set.

Within British Columbia, Skwah 4 is place number 386 by population in this census set, at 245 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

Skwah 4 is one of 460 covered British Columbia places, counted at 245 residents with a land area of 1.2 square kilometres.

The Skwah 4 page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Skwah 4, 211.2 people per square kilometre, is calculated from the population and land area above.

At 245 residents in the 2021 Census, Skwah 4 is listed alongside the other covered places in British Columbia.

Skwah 4 appears in the census record with 245 residents, and the density of 211.2 people per square kilometre follows from it.

Skwah 4 sits at rank 386 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Skwah 4 ranks 386 by 2021 Census population among the covered places in British Columbia.

Nothing on the Skwah 4 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Skwah 4 with another community can use the same four census fields.

For Skwah 4, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Skwah 4 is 1.2 square kilometres, and the population is 245 residents in the 2021 Census.

Where a figure for Skwah 4 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.