Borrowing in Stikine Region, British Columbia

Stikine Region, British Columbia, recorded a population of 424 in the 2021 Census; the rules that govern a loan signed there are provincial.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Payday lending is licensed in British Columbia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

At the small end of the census range, the community still borrows inside the province's licensing system.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Stikine Region

In the 2021 Census, Stikine Region had 424 residents. The census records a land area of 118395.9 square kilometres for Stikine Region.

On those two figures, density is 0.0 residents per square kilometre when rounded to one decimal place.

By population it ranks 339 among the British Columbia places covered here.

Compared with the other 460 covered British Columbia places, Stikine Region ranks 339 by population.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Business loans: Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit.
• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.

For Stikine Region, the two census fields above are the only local statistics used anywhere on the page.

The land area recorded for Stikine Region is 118395.9 square kilometres, and the population is 424 residents in the 2021 Census.

Nothing on the Stikine Region page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Stikine Region page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Stikine Region could not be verified, the page names the publisher instead of printing a number.

The density figure for Stikine Region, 0.0 people per square kilometre, is calculated from the population and land area above.

Stikine Region appears in the census record with 424 residents, and the density of 0.0 people per square kilometre follows from it.

At 424 residents in the 2021 Census, Stikine Region is listed alongside the other covered places in British Columbia.

Readers comparing Stikine Region with another community can use the same four census fields.

Stikine Region sits at rank 339 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Stikine Region ranks 339 by 2021 Census population among the covered places in British Columbia.

Stikine Region is one of 460 covered British Columbia places, counted at 424 residents with a land area of 118395.9 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.