Borrowing in Stone 1, British Columbia

Stone 1 is one of the British Columbia places covered here, with 219 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The census figures for Stone 1

Stone 1 recorded a population of 219 in Statistics Canada's 2021 Census of Population. Its land area is 15.5 square kilometres.

The arithmetic gives 14.1 people per square kilometre.

By population it ranks 402 among the British Columbia places covered here.

Stone 1 is one of 460 places listed for British Columbia, ranked 402 by population and measured at 15.5 square kilometres.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) list British Columbia among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 advanced.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

Stone 1 sits at rank 402 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Stone 1 is one of 460 covered British Columbia places, counted at 219 residents with a land area of 15.5 square kilometres.

The Stone 1 page follows the same structure as every other place page, with population, land area, density and rank.

At 219 residents in the 2021 Census, Stone 1 is listed alongside the other covered places in British Columbia.

The density figure for Stone 1, 14.1 people per square kilometre, is calculated from the population and land area above.

Where a figure for Stone 1 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Stone 1 is 15.5 square kilometres, and the population is 219 residents in the 2021 Census.

Nothing on the Stone 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Stone 1 ranks 402 by 2021 Census population among the covered places in British Columbia.

For Stone 1, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Stone 1 with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.