Borrowing in Strathcona D (Oyster Bay - Buttle Lake), British Columbia

A loan taken out in Strathcona D (Oyster Bay - Buttle Lake) is governed by British Columbia's licensing rules, and the 2021 Census counted 4,153 people in the community.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

The census figures for Strathcona D (Oyster Bay - Buttle Lake)

4,153 people were counted in Strathcona D (Oyster Bay - Buttle Lake) in the 2021 Census. Land area for Strathcona D (Oyster Bay - Buttle Lake) is 1584.1 square kilometres in the same census.

That gives a density of 2.6 people per square kilometre, rounded to one decimal place.

Its provincial population rank is 120 within this data set.

The place record for Strathcona D (Oyster Bay - Buttle Lake) covers 1584.1 square kilometres and 4,153 residents, a density of 2.6 people per square kilometre.

The British Columbia rules that apply

Consumer lending in British Columbia is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In British Columbia, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

Readers comparing Strathcona D (Oyster Bay - Buttle Lake) with another community can use the same four census fields.

Strathcona D (Oyster Bay - Buttle Lake) is one of 460 covered British Columbia places, counted at 4,153 residents with a land area of 1584.1 square kilometres.

At 4,153 residents in the 2021 Census, Strathcona D (Oyster Bay - Buttle Lake) is listed alongside the other covered places in British Columbia.

Strathcona D (Oyster Bay - Buttle Lake) appears in the census record with 4,153 residents, and the density of 2.6 people per square kilometre follows from it.

Strathcona D (Oyster Bay - Buttle Lake) ranks 120 by 2021 Census population among the covered places in British Columbia.

The land area recorded for Strathcona D (Oyster Bay - Buttle Lake) is 1584.1 square kilometres, and the population is 4,153 residents in the 2021 Census.

The Strathcona D (Oyster Bay - Buttle Lake) page follows the same structure as every other place page, with population, land area, density and rank.

For Strathcona D (Oyster Bay - Buttle Lake), the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.