Borrowing in Telkwa, British Columbia

With 1,474 residents counted in the 2021 Census, Telkwa sits inside British Columbia's provincial lending framework.

The census figures for Telkwa

In the 2021 Census, Telkwa had 1,474 residents. Land area for Telkwa is 7.0 square kilometres in the same census.

The arithmetic gives 209.4 people per square kilometre.

The 2021 Census population places it at rank 244 in the province.

The place record for Telkwa covers 7.0 square kilometres and 1,474 residents, a density of 209.4 people per square kilometre.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

Products compared here

Each product below has its own page, and the British Columbia position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

The land area recorded for Telkwa is 7.0 square kilometres, and the population is 1,474 residents in the 2021 Census.

For Telkwa, the two census fields above are the only local statistics used anywhere on the page.

Telkwa sits at rank 244 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Telkwa page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Telkwa appears in the census record with 1,474 residents, and the density of 209.4 people per square kilometre follows from it.

Readers comparing Telkwa with another community can use the same four census fields.

Telkwa ranks 244 by 2021 Census population among the covered places in British Columbia.

The density figure for Telkwa, 209.4 people per square kilometre, is calculated from the population and land area above.

The Telkwa page follows the same structure as every other place page, with population, land area, density and rank.

At 1,474 residents in the 2021 Census, Telkwa is listed alongside the other covered places in British Columbia.

Telkwa is one of 460 covered British Columbia places, counted at 1,474 residents with a land area of 7.0 square kilometres.

Where a figure for Telkwa could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.