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Borrowing in Tsa Xana 18, British Columbia

A guide to borrowing in Tsa Xana 18, British Columbia, with the 2021 Census population of 205 and the provincial rules that apply locally.

Province British Columbia (BC)
Population, 2021 Census 205
Land area 1.8 km²
Provincial regulator See the FCAC list

Tsa Xana 18, British Columbia, recorded a population of 205 in the 2021 Census; the rules that govern a loan signed there are provincial.

The British Columbia rules that apply

Consumer credit in British Columbia is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 advanced in British Columbia, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term. A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file.

The census figures for Tsa Xana 18

Tsa Xana 18 recorded a population of 205 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 1.8 square kilometres of land for the community.

The calculated density is 112.0 people per square kilometre.

Its provincial population rank is 411 within this data set.

Tsa Xana 18 sits at rank 411 among the 460 British Columbia places here, with 205 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

Where a figure for Tsa Xana 18 could not be verified, the page names the publisher instead of printing a number.

Tsa Xana 18 ranks 411 by 2021 Census population among the covered places in British Columbia.

Tsa Xana 18 sits at rank 411 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Tsa Xana 18 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Tsa Xana 18 with another community can use the same four census fields.

For Tsa Xana 18, the two census fields above are the only local statistics used anywhere on the page.

Tsa Xana 18 is one of 460 covered British Columbia places, counted at 205 residents with a land area of 1.8 square kilometres.

The land area recorded for Tsa Xana 18 is 1.8 square kilometres, and the population is 205 residents in the 2021 Census.

Tsa Xana 18 appears in the census record with 205 residents, and the density of 112.0 people per square kilometre follows from it.

At 205 residents in the 2021 Census, Tsa Xana 18 is listed alongside the other covered places in British Columbia.

The Tsa Xana 18 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Tsa Xana 18

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

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