Borrowing in Williams Lake 1, British Columbia

Williams Lake 1 is one of the British Columbia communities covered here, with a 2021 Census population of 248, and borrowing there is licensed under British Columbia's consumer credit rules.

The British Columbia rules that apply

The body that licenses consumer lending in British Columbia is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count British Columbia among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

The census figures for Williams Lake 1

The 2021 Census counted 248 residents in Williams Lake 1. The census records a land area of 16.6 square kilometres for Williams Lake 1.

The calculated density is 15.0 people per square kilometre.

Among covered British Columbia places, Williams Lake 1 sits at rank 383 by population.

Williams Lake 1 sits at rank 383 among the 460 British Columbia places here, with 248 residents in the 2021 Census.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

An application usually asks for identification, income evidence, banking details and a statement of obligations. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

Williams Lake 1 appears in the census record with 248 residents, and the density of 15.0 people per square kilometre follows from it.

At 248 residents in the 2021 Census, Williams Lake 1 is listed alongside the other covered places in British Columbia.

Williams Lake 1 sits at rank 383 within British Columbia in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Williams Lake 1 is 16.6 square kilometres, and the population is 248 residents in the 2021 Census.

Readers comparing Williams Lake 1 with another community can use the same four census fields.

Nothing on the Williams Lake 1 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Williams Lake 1, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Williams Lake 1 could not be verified, the page names the publisher instead of printing a number.

The Williams Lake 1 page follows the same structure as every other place page, with population, land area, density and rank.

Williams Lake 1 is one of 460 covered British Columbia places, counted at 248 residents with a land area of 16.6 square kilometres.

Williams Lake 1 ranks 383 by 2021 Census population among the covered places in British Columbia.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in British Columbia; a municipal boundary does not change them.