Compare loans

Borrowing in Black River 9, Manitoba

Black River 9, Manitoba: 498 residents in the 2021 Census, 9.2 square kilometres of land, and the provincial lending rules that apply across Manitoba.

Province Manitoba (MB)
Population, 2021 Census 498
Land area 9.2 km²
Provincial regulator See the FCAC list

This page covers borrowing in Black River 9, Manitoba: the census facts, the provincial rules, and the products people compare.

The census figures for Black River 9

Population for Black River 9 stands at 498 in the 2021 Census. Statistics Canada lists 9.2 square kilometres of land for the community.

On those two figures, density is 54.0 residents per square kilometre when rounded to one decimal place.

Black River 9 ranks 175 by population among the Manitoba places on this site.

Within Manitoba, Black River 9 is place number 175 by population in this census set, at 498 residents.

The Manitoba rules that apply

Licensing for consumer credit in Manitoba sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Debt management plans are administered by accredited credit counsellors, and they are not loans.

Interest on a line of credit accrues only on the drawn portion, not on the unused limit. An application usually asks for identification, income evidence, banking details and a statement of obligations.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.
  • Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.

Nothing on the Black River 9 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Black River 9 page follows the same structure as every other place page, with population, land area, density and rank.

Black River 9 is one of 203 covered Manitoba places, counted at 498 residents with a land area of 9.2 square kilometres.

At 498 residents in the 2021 Census, Black River 9 is listed alongside the other covered places in Manitoba.

Black River 9 ranks 175 by 2021 Census population among the covered places in Manitoba.

Black River 9 sits at rank 175 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Black River 9 appears in the census record with 498 residents, and the density of 54.0 people per square kilometre follows from it.

The land area recorded for Black River 9 is 9.2 square kilometres, and the population is 498 residents in the 2021 Census.

The density figure for Black River 9, 54.0 people per square kilometre, is calculated from the population and land area above.

Readers comparing Black River 9 with another community can use the same four census fields.

For Black River 9, the two census fields above are the only local statistics used anywhere on the page.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Manitoba; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Black River 9

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Winnipeg 749,607 Brandon 51,313 Steinbach 17,806 Hanover 17,216 Springfield 16,142 Winkler 13,745

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.