Borrowing in Cross Lake 19, Manitoba

Cross Lake 19, Manitoba, recorded a population of 1,865 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Manitoba rules that apply

Licensing for consumer credit in Manitoba sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Debt management plans are administered by accredited credit counsellors, and they are not loans. A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The census figures for Cross Lake 19

Cross Lake 19 recorded a population of 1,865 in Statistics Canada's 2021 Census of Population. Land area for Cross Lake 19 is 23.2 square kilometres in the same census.

The calculated density is 80.5 people per square kilometre.

By population it ranks 84 among the Manitoba places covered here.

Cross Lake 19 therefore appears at rank 84 of 203 covered Manitoba places, with a density of 80.5 people per square kilometre.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

For Cross Lake 19, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Cross Lake 19, 80.5 people per square kilometre, is calculated from the population and land area above.

The Cross Lake 19 page follows the same structure as every other place page, with population, land area, density and rank.

Cross Lake 19 sits at rank 84 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Nothing on the Cross Lake 19 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Cross Lake 19 appears in the census record with 1,865 residents, and the density of 80.5 people per square kilometre follows from it.

Cross Lake 19 is one of 203 covered Manitoba places, counted at 1,865 residents with a land area of 23.2 square kilometres.

Readers comparing Cross Lake 19 with another community can use the same four census fields.

The land area recorded for Cross Lake 19 is 23.2 square kilometres, and the population is 1,865 residents in the 2021 Census.

At 1,865 residents in the 2021 Census, Cross Lake 19 is listed alongside the other covered places in Manitoba.

Where a figure for Cross Lake 19 could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.