Borrowing in Dauphin River 48A, Manitoba

Dauphin River 48A, Manitoba, recorded a population of 213 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Manitoba rules that apply

The regulator for consumer credit in Manitoba is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Places in the smallest population band are grouped here as small communities, and the pages carry the same census fields and the same provincial rules as the largest city.

The census figures for Dauphin River 48A

Dauphin River 48A recorded a population of 213 in Statistics Canada's 2021 Census of Population. Statistics Canada lists 3.4 square kilometres of land for the community.

The arithmetic gives 62.6 people per square kilometre.

The 2021 Census population places it at rank 194 in the province.

Dauphin River 48A therefore appears at rank 194 of 203 covered Manitoba places, with a density of 62.6 people per square kilometre.

Products compared here

Each product below has its own page, and the Manitoba position applies to all of them.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

An application usually asks for identification, income evidence, banking details and a statement of obligations.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

Nothing on the Dauphin River 48A page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Dauphin River 48A appears in the census record with 213 residents, and the density of 62.6 people per square kilometre follows from it.

At 213 residents in the 2021 Census, Dauphin River 48A is listed alongside the other covered places in Manitoba.

Dauphin River 48A sits at rank 194 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

The land area recorded for Dauphin River 48A is 3.4 square kilometres, and the population is 213 residents in the 2021 Census.

Dauphin River 48A is one of 203 covered Manitoba places, counted at 213 residents with a land area of 3.4 square kilometres.

Readers comparing Dauphin River 48A with another community can use the same four census fields.

The Dauphin River 48A page follows the same structure as every other place page, with population, land area, density and rank.

For Dauphin River 48A, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Dauphin River 48A could not be verified, the page names the publisher instead of printing a number.

The density figure for Dauphin River 48A, 62.6 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.