Borrowing in Division No. 17, Unorganized, Manitoba

Division No. 17, Unorganized is one of the Manitoba places covered here, with 212 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

Products compared here

Among the 20 products compared here, these two are commonly used for the purposes described.

• Payday loans: Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit.
• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A lender is free to set its own price below the legal ceiling, and it does so according to the risk it reads in the file. A lender may ask for proof of address, and a permanent address is a standard requirement for consumer credit.

The Manitoba rules that apply

The body that licenses consumer lending in Manitoba is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Division No. 17, Unorganized

Division No. 17, Unorganized recorded a population of 212 in Statistics Canada's 2021 Census of Population. Its land area is 2147.1 square kilometres.

Dividing population by land area gives 0.1 residents per square kilometre, rounded to one decimal place.

Its provincial population rank is 196 within this data set.

Within Manitoba, Division No. 17, Unorganized is place number 196 by population in this census set, at 212 residents.

The land area recorded for Division No. 17, Unorganized is 2147.1 square kilometres, and the population is 212 residents in the 2021 Census.

Division No. 17, Unorganized sits at rank 196 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Division No. 17, Unorganized with another community can use the same four census fields.

The Division No. 17, Unorganized page follows the same structure as every other place page, with population, land area, density and rank.

Division No. 17, Unorganized ranks 196 by 2021 Census population among the covered places in Manitoba.

Division No. 17, Unorganized appears in the census record with 212 residents, and the density of 0.1 people per square kilometre follows from it.

The density figure for Division No. 17, Unorganized, 0.1 people per square kilometre, is calculated from the population and land area above.

At 212 residents in the 2021 Census, Division No. 17, Unorganized is listed alongside the other covered places in Manitoba.

Nothing on the Division No. 17, Unorganized page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Division No. 17, Unorganized, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Division No. 17, Unorganized could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.