Borrowing in Grandview, Manitoba

Grandview, Manitoba, recorded a population of 1,419 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Grandview

1,419 people were counted in Grandview in the 2021 Census. 1148.0 square kilometres of land are attributed to Grandview.

Population divided by land area produces a density of 1.2 people per square kilometre.

Its provincial population rank is 115 within this data set.

Grandview sits at rank 115 among the 203 Manitoba places here, with 1,419 residents in the 2021 Census.

The Manitoba rules that apply

Consumer credit in Manitoba is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

The federal payday lending regulations, SOR/2024-114, cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced in Manitoba, which the federal Payday Lending Regulations (SOR/2024-114) list as a province that regulates the product.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Disclosure requirements mean the cost of borrowing must be stated before an agreement is signed.

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments. A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

Nothing on the Grandview page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The land area recorded for Grandview is 1148.0 square kilometres, and the population is 1,419 residents in the 2021 Census.

Grandview ranks 115 by 2021 Census population among the covered places in Manitoba.

For Grandview, the two census fields above are the only local statistics used anywhere on the page.

At 1,419 residents in the 2021 Census, Grandview is listed alongside the other covered places in Manitoba.

Where a figure for Grandview could not be verified, the page names the publisher instead of printing a number.

Grandview sits at rank 115 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

The Grandview page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Grandview, 1.2 people per square kilometre, is calculated from the population and land area above.

Grandview is one of 203 covered Manitoba places, counted at 1,419 residents with a land area of 1148.0 square kilometres.

Readers comparing Grandview with another community can use the same four census fields.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Compare the disclosure on any agreement against the provincial ceiling, and treat the census figures as the only local statistics on the page.