Borrowing in Montcalm, Manitoba

This page covers borrowing in Montcalm, Manitoba: the census facts, the provincial rules, and the products people compare.

The census figures for Montcalm

In the 2021 Census, Montcalm had 1,278 residents. The community covers 468.2 square kilometres of land.

Population divided by land area produces a density of 2.7 people per square kilometre.

Among covered Manitoba places, Montcalm sits at rank 124 by population.

Montcalm sits at rank 124 among the 203 Manitoba places here, with 1,278 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.
• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.

The Manitoba rules that apply

Consumer lending in Manitoba is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

A payday advance in Manitoba falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

A credit file is compiled by private agencies from information lenders and other creditors report.

A consumer proposal or a bankruptcy is administered by a licensed insolvency trustee rather than by a lender. Joint applications combine two incomes and two sets of obligations in the same assessment.

The density figure for Montcalm, 2.7 people per square kilometre, is calculated from the population and land area above.

Readers comparing Montcalm with another community can use the same four census fields.

Montcalm is one of 203 covered Manitoba places, counted at 1,278 residents with a land area of 468.2 square kilometres.

At 1,278 residents in the 2021 Census, Montcalm is listed alongside the other covered places in Manitoba.

The Montcalm page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Montcalm is 468.2 square kilometres, and the population is 1,278 residents in the 2021 Census.

Where a figure for Montcalm could not be verified, the page names the publisher instead of printing a number.

Nothing on the Montcalm page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Montcalm, the two census fields above are the only local statistics used anywhere on the page.

Montcalm ranks 124 by 2021 Census population among the covered places in Manitoba.

Montcalm sits at rank 124 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The provincial rules apply wherever a borrower is in Manitoba; a municipal boundary does not change them.