Borrowing in Piney, Manitoba

Piney, Manitoba, recorded a population of 1,843 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Products compared here

Each product below has its own page, and the Manitoba position applies to all of them.

• Personal loans: A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept.
• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.

The census figures for Piney

Statistics Canada's 2021 Census gives Piney a population of 1,843. The census records a land area of 2430.3 square kilometres for Piney.

The calculated density is 0.8 people per square kilometre.

Its provincial population rank is 87 within this data set.

The place record for Piney covers 2430.3 square kilometres and 1,843 residents, a density of 0.8 people per square kilometre.

The Manitoba rules that apply

Consumer credit in Manitoba is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Manitoba, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

Piney is one of 203 covered Manitoba places, counted at 1,843 residents with a land area of 2430.3 square kilometres.

Piney ranks 87 by 2021 Census population among the covered places in Manitoba.

Nothing on the Piney page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Piney with another community can use the same four census fields.

For Piney, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Piney could not be verified, the page names the publisher instead of printing a number.

The Piney page follows the same structure as every other place page, with population, land area, density and rank.

The density figure for Piney, 0.8 people per square kilometre, is calculated from the population and land area above.

Piney sits at rank 87 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

Piney appears in the census record with 1,843 residents, and the density of 0.8 people per square kilometre follows from it.

At 1,843 residents in the 2021 Census, Piney is listed alongside the other covered places in Manitoba.

The land area recorded for Piney is 2430.3 square kilometres, and the population is 1,843 residents in the 2021 Census.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Manitoba; a municipal boundary does not change them.