Borrowing in Rosedale, Manitoba

Rosedale, Manitoba, recorded a population of 1,524 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Manitoba rules that apply

Consumer lending in Manitoba is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

The federal Payday Lending Regulations (SOR/2024-114) list Manitoba among the provinces that regulate payday lending, where the federal Payday Lending Regulations (SOR/2024-114) cap the cost of borrowing at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

The census figures for Rosedale

1,524 people were counted in Rosedale in the 2021 Census. The census records a land area of 864.7 square kilometres for Rosedale.

The arithmetic gives 1.8 people per square kilometre.

Its provincial population rank is 104 within this data set.

The place record for Rosedale covers 864.7 square kilometres and 1,524 residents, a density of 1.8 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A longer amortisation lowers each payment and raises the total interest paid over the life of the loan. A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

Readers comparing Rosedale with another community can use the same four census fields.

Rosedale appears in the census record with 1,524 residents, and the density of 1.8 people per square kilometre follows from it.

The land area recorded for Rosedale is 864.7 square kilometres, and the population is 1,524 residents in the 2021 Census.

Rosedale ranks 104 by 2021 Census population among the covered places in Manitoba.

Rosedale is one of 203 covered Manitoba places, counted at 1,524 residents with a land area of 864.7 square kilometres.

The density figure for Rosedale, 1.8 people per square kilometre, is calculated from the population and land area above.

Nothing on the Rosedale page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The Rosedale page follows the same structure as every other place page, with population, land area, density and rank.

Where a figure for Rosedale could not be verified, the page names the publisher instead of printing a number.

At 1,524 residents in the 2021 Census, Rosedale is listed alongside the other covered places in Manitoba.

For Rosedale, the two census fields above are the only local statistics used anywhere on the page.

Rosedale sits at rank 104 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.