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Borrowing in St-Pierre-Jolys, Manitoba

A guide to borrowing in St-Pierre-Jolys, Manitoba, with the 2021 Census population of 1,305 and the provincial rules that apply locally.

Province Manitoba (MB)
Population, 2021 Census 1,305
Land area 2.6 km²
Provincial regulator See the FCAC list

With 1,305 residents counted in the 2021 Census, St-Pierre-Jolys sits inside Manitoba's provincial lending framework.

The Manitoba rules that apply

Provincial or territorial law decides who may lend in Manitoba, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Manitoba; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

The census figures for St-Pierre-Jolys

Statistics Canada's 2021 Census gives St-Pierre-Jolys a population of 1,305. The community covers 2.6 square kilometres of land.

On those two figures, density is 500.0 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 122 in the province.

St-Pierre-Jolys sits at rank 122 among the 203 Manitoba places here, with 1,305 residents in the 2021 Census.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

  • Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

How borrowing works locally

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached.

An application usually asks for identification, income evidence, banking details and a statement of obligations. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Where a figure for St-Pierre-Jolys could not be verified, the page names the publisher instead of printing a number.

St-Pierre-Jolys appears in the census record with 1,305 residents, and the density of 500.0 people per square kilometre follows from it.

For St-Pierre-Jolys, the two census fields above are the only local statistics used anywhere on the page.

St-Pierre-Jolys ranks 122 by 2021 Census population among the covered places in Manitoba.

The land area recorded for St-Pierre-Jolys is 2.6 square kilometres, and the population is 1,305 residents in the 2021 Census.

St-Pierre-Jolys is one of 203 covered Manitoba places, counted at 1,305 residents with a land area of 2.6 square kilometres.

Nothing on the St-Pierre-Jolys page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

St-Pierre-Jolys sits at rank 122 within Manitoba in this data set, and the provincial rules apply as they do elsewhere.

The density figure for St-Pierre-Jolys, 500.0 people per square kilometre, is calculated from the population and land area above.

The St-Pierre-Jolys page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing St-Pierre-Jolys with another community can use the same four census fields.

At 1,305 residents in the 2021 Census, St-Pierre-Jolys is listed alongside the other covered places in Manitoba.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in St-Pierre-Jolys

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Winnipeg 749,607 Brandon 51,313 Steinbach 17,806 Hanover 17,216 Springfield 16,142 Winkler 13,745

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