Borrowing in Chapel Island 5, Nova Scotia

Chapel Island 5 is one of the Nova Scotia places covered here, with 405 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Chapel Island 5

Population for Chapel Island 5 stands at 405 in the 2021 Census. The census records a land area of 5.6 square kilometres for Chapel Island 5.

Population divided by land area produces a density of 72.1 people per square kilometre.

The community is the 77th largest place in the province within this census set.

Chapel Island 5 sits at rank 77 among the 82 Nova Scotia places here, with 405 residents in the 2021 Census.

The Nova Scotia rules that apply

Licensing for consumer credit in Nova Scotia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

Payday lending is licensed in Nova Scotia; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 advanced, and notes that a province may set a lower figure.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

A mortgage is registered against the property, which is what gives the lender its claim.

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

Products compared here

Each product below has its own page, and the Nova Scotia position applies to all of them.

• No credit check loans: What lenders who advertise without a credit check actually look at instead, and where the cost goes.
• Mortgage refinancing: Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs.

Nothing on the Chapel Island 5 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

For Chapel Island 5, the two census fields above are the only local statistics used anywhere on the page.

Chapel Island 5 sits at rank 77 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Chapel Island 5 could not be verified, the page names the publisher instead of printing a number.

Readers comparing Chapel Island 5 with another community can use the same four census fields.

The density figure for Chapel Island 5, 72.1 people per square kilometre, is calculated from the population and land area above.

Chapel Island 5 is one of 82 covered Nova Scotia places, counted at 405 residents with a land area of 5.6 square kilometres.

Chapel Island 5 appears in the census record with 405 residents, and the density of 72.1 people per square kilometre follows from it.

The land area recorded for Chapel Island 5 is 5.6 square kilometres, and the population is 405 residents in the 2021 Census.

The Chapel Island 5 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.