Borrowing in Wolfville, Nova Scotia

Wolfville, Nova Scotia, recorded a population of 5,057 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Nova Scotia rules that apply

Licensing for consumer credit in Nova Scotia sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Nova Scotia, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 advanced under SOR/2024-114.

Municipalities of this size are grouped together here, with the province setting the licensing position for all of them.

The census figures for Wolfville

Statistics Canada's 2021 Census gives Wolfville a population of 5,057. Land area for Wolfville is 6.5 square kilometres in the same census.

That gives a density of 782.8 people per square kilometre, rounded to one decimal place.

Wolfville ranks 35 by population among the Nova Scotia places on this site.

Within Nova Scotia, Wolfville is place number 35 by population in this census set, at 5,057 residents.

Products compared here

Each product below has its own page, and the Nova Scotia position applies to all of them.

• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.
• Home renovation loans: Paying for work on a property, from a small unsecured instalment loan to a secured renovation product.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A lender's assessment looks at income, existing obligations, the credit file, and the asset pledged where there is one. Joint applications combine two incomes and two sets of obligations in the same assessment.

The land area recorded for Wolfville is 6.5 square kilometres, and the population is 5,057 residents in the 2021 Census.

Wolfville ranks 35 by 2021 Census population among the covered places in Nova Scotia.

The Wolfville page follows the same structure as every other place page, with population, land area, density and rank.

Wolfville appears in the census record with 5,057 residents, and the density of 782.8 people per square kilometre follows from it.

The density figure for Wolfville, 782.8 people per square kilometre, is calculated from the population and land area above.

Wolfville sits at rank 35 within Nova Scotia in this data set, and the provincial rules apply as they do elsewhere.

Readers comparing Wolfville with another community can use the same four census fields.

At 5,057 residents in the 2021 Census, Wolfville is listed alongside the other covered places in Nova Scotia.

Nothing on the Wolfville page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Wolfville could not be verified, the page names the publisher instead of printing a number.

For Wolfville, the two census fields above are the only local statistics used anywhere on the page.

Wolfville is one of 82 covered Nova Scotia places, counted at 5,057 residents with a land area of 6.5 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.