Borrowing in Gatineau, Quebec

Gatineau is one of the Quebec places covered here, with 291,041 residents recorded in the 2021 Census and the same provincial rulebook as the rest of the province.

The census figures for Gatineau

Statistics Canada's 2021 Census gives Gatineau a population of 291,041. The census records a land area of 341.8 square kilometres for Gatineau.

On those two figures, density is 851.4 residents per square kilometre when rounded to one decimal place.

Among covered Quebec places, Gatineau sits at rank 4 by population.

Within Quebec, Gatineau is place number 4 by population in this census set, at 291,041 residents.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.
• Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Places in the upper-middle band are grouped here, with the province setting the cost and licensing rules.

How borrowing works locally

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

Where a figure for Gatineau could not be verified, the page names the publisher instead of printing a number.

Nothing on the Gatineau page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Gatineau with another community can use the same four census fields.

The land area recorded for Gatineau is 341.8 square kilometres, and the population is 291,041 residents in the 2021 Census.

Gatineau sits at rank 4 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Gatineau appears in the census record with 291,041 residents, and the density of 851.4 people per square kilometre follows from it.

Gatineau ranks 4 by 2021 Census population among the covered places in Quebec.

At 291,041 residents in the 2021 Census, Gatineau is listed alongside the other covered places in Quebec.

Gatineau is one of 1150 covered Quebec places, counted at 291,041 residents with a land area of 341.8 square kilometres.

The Gatineau page follows the same structure as every other place page, with population, land area, density and rank.

For Gatineau, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Gatineau, 851.4 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.