Borrowing in Quebec

This page sets out how consumer credit is regulated in Quebec, what the payday rules say, how many places here have pages, and which products are compared.

Who licenses lending in Quebec

Consumer credit in Quebec is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payday caps and licensing in Quebec

Quebec is the province that does not license payday lending, so the federal cap that applies in licensed provinces has no provincial regime to sit inside.

Communities covered in Quebec

There are pages for 1150 Quebec communities here; Montréal is the largest, counted at 1,762,949 people in the 2021 Census.

• Montréal: 1,762,949 residents; 364.7 square kilometres; density 4833.4 people per square kilometre.
• Québec: 549,459 residents; 452.3 square kilometres; density 1214.8 people per square kilometre.
• Laval: 438,366 residents; 246.1 square kilometres; density 1781.0 people per square kilometre.
• Gatineau: 291,041 residents; 341.8 square kilometres; density 851.4 people per square kilometre.
• Longueuil: 254,483 residents; 115.8 square kilometres; density 2198.2 people per square kilometre.

• Sherbrooke: population 172,950; land area 353.4 square kilometres; density 489.4 people per square kilometre.
• Lévis: population 149,683; land area 448.1 square kilometres; density 334.1 people per square kilometre.
• Saguenay: population 144,723; land area 1124.6 square kilometres; density 128.7 people per square kilometre.
• Trois-Rivières: population 139,163; land area 288.6 square kilometres; density 482.1 people per square kilometre.
• Terrebonne: population 119,944; land area 153.8 square kilometres; density 780.1 people per square kilometre.

Borrowing categories in Quebec

All 20 product pages are reproduced for Quebec, because a product description without the provincial rules is incomplete.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Population and land area for the places in Quebec come from Statistics Canada; the payday position comes from the federal Payday Lending Regulations (SOR/2024-114).

Quebec is one of the jurisdictions covered here, and the page uses the same four blocks as every other: regulation, payday rules, places and products.

No figure on the Quebec page is drawn from advertising; every number carries Statistics Canada or the federal Payday Lending Regulations (SOR/2024-114) its source.

Quebec is listed here with the same fields as every other province page: regulator, payday position, places and products.

The Quebec page belongs to a set that follows one structure for every province and territory.

The Quebec figures on this page come from the 2021 Census of Population and from the federal Payday Lending Regulations (SOR/2024-114).

The record for Quebec names Quebec City as the capital and Montréal as the largest covered place, at 1,762,949 residents.

Quebec appears in this data set with 1150 covered places, and the provincial rules described here apply across all of them.

Every figure in the Quebec entry carries a publisher, and no figure is estimated.

The Quebec page describes how the rules work rather than what any reader should do.

The capital recorded for Quebec is Quebec City, and the largest covered place is Montréal at 1,762,949 residents.

Quebec is described here using census figures for its places and the payday position published by the federal Payday Lending Regulations (SOR/2024-114).

The provincial position described for Quebec applies to every covered place in the list, including Montréal and Saint-Guillaume-Nord.

For Quebec, the page records the provincial regulator position, the payday position, 1150 covered places and the product list.

Quebec is listed in this data set with 1150 covered places, from Montréal to Saint-Guillaume-Nord.

The Quebec coverage includes the capital, Quebec City, among the places counted by the 2021 Census.

The Quebec place list runs from Montréal at 1,762,949 residents to Saint-Guillaume-Nord at 102, all counted in the 2021 Census.

Quebec is one of the provinces and territories covered by these pages, and the capital named in the record is Quebec City.

The Quebec record names Quebec City as its capital, and the covered place list starts with Montréal at 1,762,949 residents.

The Quebec entry records the regulator position, the payday position, the covered places and the products.

Anyone comparing Quebec with another province can read the same structure: regulator, payday rule, places and products.

Quebec is covered here with the census record for its places and the published financial position.

For Quebec, the smallest covered place is Saint-Guillaume-Nord at 102 residents, and the largest is Montréal at 1,762,949.

Coverage for Quebec is drawn from the 2021 Census of Population and from the federal Payday Lending Regulations (SOR/2024-114).

The Quebec page does not rank the places by anything except the 2021 Census population supplied by Statistics Canada.

About these pages

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The list of places is drawn from the census, so it includes rural municipalities and county divisions alongside cities; municipal boundaries do not change the provincial rules.