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Borrowing in Brossard, Quebec

How borrowing works in Brossard, Quebec, where the 2021 Census counted 91,525 residents.

Province Quebec (QC)
Population, 2021 Census 91,525
Land area 45.2 km²
Provincial regulator See the FCAC list

Brossard, Quebec, recorded a population of 91,525 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Quebec rules that apply

The body that licenses consumer lending in Quebec is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) are explicit that Quebec does not license payday lending, which changes which rules a short-term advance falls under.

This community falls in the middle band, where the census fields and the provincial rules are the same as everywhere else in the province.

How borrowing works locally

A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The census figures for Brossard

The 2021 Census counted 91,525 residents in Brossard. The census records a land area of 45.2 square kilometres for Brossard.

Population divided by land area produces a density of 2025.3 people per square kilometre.

Among covered Quebec places, Brossard sits at rank 12 by population.

Within Quebec, Brossard is place number 12 by population in this census set, at 91,525 residents.

Products compared here

Each product below has its own page, and the Quebec position applies to all of them.

  • Business lines of credit: A revolving operating limit for a business, and why it behaves differently from a term loan.
  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

The land area recorded for Brossard is 45.2 square kilometres, and the population is 91,525 residents in the 2021 Census.

The Brossard page follows the same structure as every other place page, with population, land area, density and rank.

Brossard ranks 12 by 2021 Census population among the covered places in Quebec.

For Brossard, the two census fields above are the only local statistics used anywhere on the page.

Readers comparing Brossard with another community can use the same four census fields.

At 91,525 residents in the 2021 Census, Brossard is listed alongside the other covered places in Quebec.

Where a figure for Brossard could not be verified, the page names the publisher instead of printing a number.

Brossard sits at rank 12 within Quebec in this data set, and the provincial rules apply as they do elsewhere.

Brossard appears in the census record with 91,525 residents, and the density of 2025.3 people per square kilometre follows from it.

Brossard is one of 1150 covered Quebec places, counted at 91,525 residents with a land area of 45.2 square kilometres.

Nothing on the Brossard page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

The density figure for Brossard, 2025.3 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

The provincial rules apply wherever a borrower is in Quebec; a municipal boundary does not change them.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Brossard

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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