Borrowing in Alida, Saskatchewan

Alida, Saskatchewan, recorded a population of 103 in the 2021 Census; the rules that govern a loan signed there are provincial.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation. A deposit or trade-in reduces the amount financed and therefore the interest charged over the term.

Products compared here

The product pages behind this city cover the following borrowing categories, among the 20 products compared nationally.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The census figures for Alida

In the 2021 Census, Alida had 103 residents. The census records a land area of 0.4 square kilometres for Alida.

The arithmetic gives 271.1 people per square kilometre.

Its provincial population rank is 728 within this data set.

Alida therefore appears at rank 728 of 733 covered Saskatchewan places, with a density of 271.1 people per square kilometre.

The Saskatchewan rules that apply

The body that licenses consumer lending in Saskatchewan is the regulator named on the federal Payday Lending Regulations (SOR/2024-114)'s list of provincial and territorial regulators.

The federal Payday Lending Regulations (SOR/2024-114) count Saskatchewan among the provinces with payday lending rules, where the published maximum cost of borrowing is $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

At the small end of the census range, the community still borrows inside the province's licensing system.

Nothing on the Alida page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Alida is one of 733 covered Saskatchewan places, counted at 103 residents with a land area of 0.4 square kilometres.

Alida sits at rank 728 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Alida appears in the census record with 103 residents, and the density of 271.1 people per square kilometre follows from it.

Readers comparing Alida with another community can use the same four census fields.

The Alida page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Alida is 0.4 square kilometres, and the population is 103 residents in the 2021 Census.

For Alida, the two census fields above are the only local statistics used anywhere on the page.

Alida ranks 728 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Alida could not be verified, the page names the publisher instead of printing a number.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.