Borrowing in Baildon No. 131, Saskatchewan

A loan taken out in Baildon No. 131 is governed by Saskatchewan's licensing rules, and the 2021 Census counted 583 people in the community.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Emergency loans: Money for an urgent expense, and the order in which a sensible borrower works through the options.
• Unsecured loans: Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone.

How borrowing works locally

A shorter term raises each payment and lowers the total interest, which is the trade every schedule makes.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Adding a co-signer puts a second file in front of the lender and adds a second person to the obligation.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Baildon No. 131

Statistics Canada's 2021 Census gives Baildon No. 131 a population of 583. The community covers 829.6 square kilometres of land.

Population divided by land area produces a density of 0.7 people per square kilometre.

The 2021 Census population places it at rank 255 in the province.

Baildon No. 131 is one of 733 places listed for Saskatchewan, ranked 255 by population and measured at 829.6 square kilometres.

For Baildon No. 131, the two census fields above are the only local statistics used anywhere on the page.

The density figure for Baildon No. 131, 0.7 people per square kilometre, is calculated from the population and land area above.

Readers comparing Baildon No. 131 with another community can use the same four census fields.

Nothing on the Baildon No. 131 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Baildon No. 131 appears in the census record with 583 residents, and the density of 0.7 people per square kilometre follows from it.

The Baildon No. 131 page follows the same structure as every other place page, with population, land area, density and rank.

Baildon No. 131 is one of 733 covered Saskatchewan places, counted at 583 residents with a land area of 829.6 square kilometres.

Baildon No. 131 sits at rank 255 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Where a figure for Baildon No. 131 could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Baildon No. 131 is 829.6 square kilometres, and the population is 583 residents in the 2021 Census.

At 583 residents in the 2021 Census, Baildon No. 131 is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

Lending rules change, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position is confirmed.