Borrowing in Bethune, Saskatchewan

This page covers borrowing in Bethune, Saskatchewan: the census facts, the provincial rules, and the products people compare.

The Saskatchewan rules that apply

Licensing for consumer credit in Saskatchewan sits with the province or territory, and the Financial Consumer Agency of Canada maintains the public list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

The lowest band groups villages, rural municipalities and small towns, all read against the same provincial rulebook.

The census figures for Bethune

Statistics Canada's 2021 Census gives Bethune a population of 560. Statistics Canada lists 2.4 square kilometres of land for the community.

That gives a density of 235.3 people per square kilometre, rounded to one decimal place.

The community is the 265th largest place in the province within this census set.

Compared with the other 733 covered Saskatchewan places, Bethune ranks 265 by population.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Mortgage loans: Borrowing against residential property, including how a federally regulated lender tests the file.
• Debt relief programs: The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

Variable-rate products move with a reference rate, while fixed-rate products set the price for a defined term. A credit file is compiled by private agencies from information lenders and other creditors report.

Where a figure for Bethune could not be verified, the page names the publisher instead of printing a number.

Nothing on the Bethune page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Bethune with another community can use the same four census fields.

At 560 residents in the 2021 Census, Bethune is listed alongside the other covered places in Saskatchewan.

The density figure for Bethune, 235.3 people per square kilometre, is calculated from the population and land area above.

The land area recorded for Bethune is 2.4 square kilometres, and the population is 560 residents in the 2021 Census.

Bethune appears in the census record with 560 residents, and the density of 235.3 people per square kilometre follows from it.

The Bethune page follows the same structure as every other place page, with population, land area, density and rank.

For Bethune, the two census fields above are the only local statistics used anywhere on the page.

Bethune sits at rank 265 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.