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Borrowing in Birch Hills No. 460, Saskatchewan

Population 658, land area 547.1 square kilometres: the census facts for Birch Hills No. 460, plus how consumer credit is regulated in Saskatchewan.

Province Saskatchewan (SK)
Population, 2021 Census 658
Land area 547.1 km²
Provincial regulator See the FCAC list

With 658 residents counted in the 2021 Census, Birch Hills No. 460 sits inside Saskatchewan's provincial lending framework.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A mortgage is registered against the property, which is what gives the lender its claim. A broker arranges credit but does not lend, and the lender remains the party that makes the decision.

The census figures for Birch Hills No. 460

Statistics Canada's 2021 Census gives Birch Hills No. 460 a population of 658. The census records a land area of 547.1 square kilometres for Birch Hills No. 460.

On those two figures, density is 1.2 residents per square kilometre when rounded to one decimal place.

The community is the 215th largest place in the province within this census set.

Birch Hills No. 460 sits at rank 215 among the 733 Saskatchewan places here, with 658 residents in the 2021 Census.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

  • Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

The Birch Hills No. 460 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Birch Hills No. 460 with another community can use the same four census fields.

The land area recorded for Birch Hills No. 460 is 547.1 square kilometres, and the population is 658 residents in the 2021 Census.

At 658 residents in the 2021 Census, Birch Hills No. 460 is listed alongside the other covered places in Saskatchewan.

Where a figure for Birch Hills No. 460 could not be verified, the page names the publisher instead of printing a number.

For Birch Hills No. 460, the two census fields above are the only local statistics used anywhere on the page.

Birch Hills No. 460 appears in the census record with 658 residents, and the density of 1.2 people per square kilometre follows from it.

Birch Hills No. 460 is one of 733 covered Saskatchewan places, counted at 658 residents with a land area of 547.1 square kilometres.

Birch Hills No. 460 ranks 215 by 2021 Census population among the covered places in Saskatchewan.

The density figure for Birch Hills No. 460, 1.2 people per square kilometre, is calculated from the population and land area above.

Nothing on the Birch Hills No. 460 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The same structure is used for every place covered, so two communities can be compared field by field: population, land area, density, rank, and the provincial rules.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Birch Hills No. 460

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

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