Borrowing in Bratt's Lake No. 129, Saskatchewan

Bratt's Lake No. 129 is one of the Saskatchewan communities covered here, with a 2021 Census population of 328, and borrowing there is licensed under Saskatchewan's consumer credit rules.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

• Collateral loans: Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.
• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.

How borrowing works locally

A revolving product charges interest on the outstanding balance, while an instalment product charges a fixed schedule of payments.

A secured product gives the lender a claim on a named asset, which is why its price is usually lower than an unsecured equivalent. Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

The Saskatchewan rules that apply

Consumer lending in Saskatchewan is licensed provincially or territorially, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators where the current position appears.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Bratt's Lake No. 129

Statistics Canada's 2021 Census gives Bratt's Lake No. 129 a population of 328. The community covers 844.7 square kilometres of land.

On those two figures, density is 0.4 residents per square kilometre when rounded to one decimal place.

The 2021 Census population places it at rank 453 in the province.

Bratt's Lake No. 129 therefore appears at rank 453 of 733 covered Saskatchewan places, with a density of 0.4 people per square kilometre.

The land area recorded for Bratt's Lake No. 129 is 844.7 square kilometres, and the population is 328 residents in the 2021 Census.

For Bratt's Lake No. 129, the two census fields above are the only local statistics used anywhere on the page.

Nothing on the Bratt's Lake No. 129 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Where a figure for Bratt's Lake No. 129 could not be verified, the page names the publisher instead of printing a number.

Bratt's Lake No. 129 ranks 453 by 2021 Census population among the covered places in Saskatchewan.

Readers comparing Bratt's Lake No. 129 with another community can use the same four census fields.

At 328 residents in the 2021 Census, Bratt's Lake No. 129 is listed alongside the other covered places in Saskatchewan.

Bratt's Lake No. 129 is one of 733 covered Saskatchewan places, counted at 328 residents with a land area of 844.7 square kilometres.

Bratt's Lake No. 129 sits at rank 453 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Bratt's Lake No. 129 page follows the same structure as every other place page, with population, land area, density and rank.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

The 2021 Census of Population published by Statistics Canada is the source for population and land area; the federal Payday Lending Regulations (SOR/2024-114) are the source for payday rules.

Nothing here is an offer, and no page on this site can tell anyone what a lender will decide.