Borrowing in Bredenbury, Saskatchewan

Bredenbury is one of the Saskatchewan communities covered here, with a 2021 Census population of 386, and borrowing there is licensed under Saskatchewan's consumer credit rules.

Products compared here

Two of the 20 covered products appear below, each with the purpose the product is designed for.

• Cash advance loans: Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance.
• Lines of credit: A revolving limit you draw on and repay, usually paying interest only on what is outstanding.

How borrowing works locally

A provincial regulator publishes licensing requirements, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time. A mortgage is registered against the property, which is what gives the lender its claim.

The Saskatchewan rules that apply

Consumer credit in Saskatchewan is licensed by the provincial or territorial regulator, and the Financial Consumer Agency of Canada publishes the list of provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

The census figures for Bredenbury

Population for Bredenbury stands at 386 in the 2021 Census. 4.6 square kilometres of land are attributed to Bredenbury.

The calculated density is 83.7 people per square kilometre.

The 2021 Census population places it at rank 381 in the province.

Bredenbury therefore appears at rank 381 of 733 covered Saskatchewan places, with a density of 83.7 people per square kilometre.

Nothing on the Bredenbury page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

At 386 residents in the 2021 Census, Bredenbury is listed alongside the other covered places in Saskatchewan.

For Bredenbury, the two census fields above are the only local statistics used anywhere on the page.

Bredenbury appears in the census record with 386 residents, and the density of 83.7 people per square kilometre follows from it.

Bredenbury sits at rank 381 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

The Bredenbury page follows the same structure as every other place page, with population, land area, density and rank.

Bredenbury ranks 381 by 2021 Census population among the covered places in Saskatchewan.

The land area recorded for Bredenbury is 4.6 square kilometres, and the population is 386 residents in the 2021 Census.

The density figure for Bredenbury, 83.7 people per square kilometre, is calculated from the population and land area above.

Readers comparing Bredenbury with another community can use the same four census fields.

Where a figure for Bredenbury could not be verified, the page names the publisher instead of printing a number.

Bredenbury is one of 733 covered Saskatchewan places, counted at 386 residents with a land area of 4.6 square kilometres.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.