Compare loans

Borrowing in Buchanan No. 304, Saskatchewan

How borrowing works in Buchanan No. 304, Saskatchewan, where the 2021 Census counted 330 residents.

Province Saskatchewan (SK)
Population, 2021 Census 330
Land area 708.3 km²
Provincial regulator See the FCAC list

Buchanan No. 304, Saskatchewan, recorded a population of 330 in the 2021 Census; the rules that govern a loan signed there are provincial.

The census figures for Buchanan No. 304

In the 2021 Census, Buchanan No. 304 had 330 residents. Its land area is 708.3 square kilometres.

Dividing population by land area gives 0.5 residents per square kilometre, rounded to one decimal place.

Among covered Saskatchewan places, Buchanan No. 304 sits at rank 451 by population.

Buchanan No. 304 sits at rank 451 among the 733 Saskatchewan places here, with 330 residents in the 2021 Census.

The Saskatchewan rules that apply

The regulator for consumer credit in Saskatchewan is the body listed by the federal Payday Lending Regulations (SOR/2024-114) provincial and territorial regulators.

In Saskatchewan, payday lending operates under a licensed provincial regime, and the federal Payday Lending Regulations (SOR/2024-114) record a maximum cost of borrowing of $14 for each $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced under SOR/2024-114.

This is a small community by population, inside the lowest band used on this site, and the provincial framework applies without variation.

How borrowing works locally

Payment history is reported to credit agencies, and that record is what builds or damages a credit file over time.

A broker arranges credit but does not lend, and the lender remains the party that makes the decision. A credit file is compiled by private agencies from information lenders and other creditors report.

Products compared here

These are two of the 20 products described on the site, and each has a national page as well as the provincial rules.

  • Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
  • Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

The Buchanan No. 304 page follows the same structure as every other place page, with population, land area, density and rank.

Readers comparing Buchanan No. 304 with another community can use the same four census fields.

The land area recorded for Buchanan No. 304 is 708.3 square kilometres, and the population is 330 residents in the 2021 Census.

For Buchanan No. 304, the two census fields above are the only local statistics used anywhere on the page.

At 330 residents in the 2021 Census, Buchanan No. 304 is listed alongside the other covered places in Saskatchewan.

Buchanan No. 304 sits at rank 451 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Buchanan No. 304 is one of 733 covered Saskatchewan places, counted at 330 residents with a land area of 708.3 square kilometres.

The density figure for Buchanan No. 304, 0.5 people per square kilometre, is calculated from the population and land area above.

Buchanan No. 304 appears in the census record with 330 residents, and the density of 0.5 people per square kilometre follows from it.

Buchanan No. 304 ranks 451 by 2021 Census population among the covered places in Saskatchewan.

Nothing on the Buchanan No. 304 page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Census figures are from Statistics Canada's 2021 Census of Population, and the payday position is taken from the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.

Population and land area: Statistics Canada, Census of Population 2021, table 98-10-0002.

Borrowing in Buchanan No. 304

Personal loans A fixed sum repaid on a schedule, usually unsecured, for almost any purpose a lender will accept. Bad credit loans Borrowing when the credit file is damaged, and what changes about price and security as a result. No credit check loans What lenders who advertise without a credit check actually look at instead, and where the cost goes. Lines of credit A revolving limit you draw on and repay, usually paying interest only on what is outstanding. Unsecured loans Borrowing with no asset pledged, priced for the risk the lender is taking on your file alone. Secured loans Borrowing against an asset, which lowers the price but puts the asset at risk if you default. Car loans Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit. Mortgage loans Borrowing against residential property, including how a federally regulated lender tests the file. Home equity loans Converting property equity into credit, and the difference between a lump sum and a revolving limit. Mortgage refinancing Replacing an existing mortgage to change the rate, the term or the amount borrowed, and what it costs. Home renovation loans Paying for work on a property, from a small unsecured instalment loan to a secured renovation product. Business loans Commercial borrowing, what lenders read in a business file, and how the assessment differs from personal credit. Business lines of credit A revolving operating limit for a business, and why it behaves differently from a term loan. Debt consolidation loans Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps. Debt relief programs The formal and informal routes out of unmanageable debt in Canada, and who is licensed to run them. Payday loans Small, short-term advances against a pay date, the most tightly regulated product in Canadian consumer credit. Cash advance loans Immediate short-term cash, including the difference between a cash advance on credit and a payday-style advance. Emergency loans Money for an urgent expense, and the order in which a sensible borrower works through the options. Instalment loans A fixed number of fixed payments, sized larger and longer than a payday advance. Collateral loans Borrowing against an asset a lender will hold, from vehicles to savings, and what happens on default.

Nearby places

Frequently asked questions

Related

Compare loan offers

Compare options from Canadian lending partners. We are not a lender and we do not make credit decisions.

See partner options

Advertising disclosure: loanmoose.ca may receive a referral fee if you continue through a partner link. That fee does not change the rate you are offered and it does not change what we publish. We are not a lender. Read the full disclosure.