Borrowing in Buena Vista, Saskatchewan

Buena Vista, Saskatchewan, recorded a population of 646 in the 2021 Census; the rules that govern a loan signed there are provincial.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

Payday lending is licensed in Saskatchewan; the federal Payday Lending Regulations (SOR/2024-114) publish a cap of $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced, and notes that a province may set a lower figure.

Communities of this size are listed here with population, land area and density, and the lending rules remain provincial.

How borrowing works locally

Provincial licensing decides who may lend, and federal rules add a ceiling where a licensed payday regime exists.

A prepayment privilege allows a borrower to pay more than the scheduled amount, sometimes with a charge attached. Debt management plans are administered by accredited credit counsellors, and they are not loans.

The census figures for Buena Vista

The 2021 Census counted 646 residents in Buena Vista. Statistics Canada lists 3.6 square kilometres of land for the community.

The calculated density is 178.0 people per square kilometre.

Its provincial population rank is 221 within this data set.

Within Saskatchewan, Buena Vista is place number 221 by population in this census set, at 646 residents.

Products compared here

Each product below has its own page, and the Saskatchewan position applies to all of them.

• Car loans: Financing a vehicle, including the effect of trade-in equity, negative equity and dealer-arranged credit.
• Debt consolidation loans: Replacing several expensive debts with one payment, and the arithmetic that decides whether it helps.

Buena Vista sits at rank 221 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Buena Vista appears in the census record with 646 residents, and the density of 178.0 people per square kilometre follows from it.

For Buena Vista, the two census fields above are the only local statistics used anywhere on the page.

Buena Vista ranks 221 by 2021 Census population among the covered places in Saskatchewan.

Where a figure for Buena Vista could not be verified, the page names the publisher instead of printing a number.

The land area recorded for Buena Vista is 3.6 square kilometres, and the population is 646 residents in the 2021 Census.

Nothing on the Buena Vista page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Readers comparing Buena Vista with another community can use the same four census fields.

The Buena Vista page follows the same structure as every other place page, with population, land area, density and rank.

At 646 residents in the 2021 Census, Buena Vista is listed alongside the other covered places in Saskatchewan.

Buena Vista is one of 733 covered Saskatchewan places, counted at 646 residents with a land area of 3.6 square kilometres.

The density figure for Buena Vista, 178.0 people per square kilometre, is calculated from the population and land area above.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Statistics Canada's 2021 Census of Population supplies the population and land-area figures, and the federal Payday Lending Regulations (SOR/2024-114) supply the payday position.

The provincial rules apply wherever a borrower is in Saskatchewan; a municipal boundary does not change them.