Borrowing in Carlyle, Saskatchewan

With 1,524 residents counted in the 2021 Census, Carlyle sits inside Saskatchewan's provincial lending framework.

The census figures for Carlyle

Statistics Canada's 2021 Census gives Carlyle a population of 1,524. The census records a land area of 5.4 square kilometres for Carlyle.

Population divided by land area produces a density of 281.7 people per square kilometre.

By population it ranks 64 among the Saskatchewan places covered here.

Carlyle therefore appears at rank 64 of 733 covered Saskatchewan places, with a density of 281.7 people per square kilometre.

Products compared here

The site describes 20 products in total; the two below are representative of the range.

• Instalment loans: A fixed number of fixed payments, sized larger and longer than a payday advance.
• Secured loans: Borrowing against an asset, which lowers the price but puts the asset at risk if you default.

The Saskatchewan rules that apply

Provincial or territorial law decides who may lend in Saskatchewan, and the Financial Consumer Agency of Canada publishes the list that names the regulator responsible.

A payday advance in Saskatchewan falls under a provincial licensing regime, and the cost of borrowing is capped at $14 per $100 under the federal limit (this province's own published limit is $17 per $100 advanced, the top of the range the Regulations describe) advanced according to the federal Payday Lending Regulations (SOR/2024-114).

Small places are covered the same way as large ones: census figures for the place, and the provincial position on lending.

How borrowing works locally

A payday advance is repaid on a pay date, while an instalment loan is repaid over a set number of payments.

A mortgage is registered against the property, which is what gives the lender its claim. Interest on a line of credit accrues only on the drawn portion, not on the unused limit.

The Carlyle page follows the same structure as every other place page, with population, land area, density and rank.

The land area recorded for Carlyle is 5.4 square kilometres, and the population is 1,524 residents in the 2021 Census.

Carlyle is one of 733 covered Saskatchewan places, counted at 1,524 residents with a land area of 5.4 square kilometres.

Nothing on the Carlyle page is estimated; the population and land area come from Statistics Canada's 2021 Census of Population.

Carlyle appears in the census record with 1,524 residents, and the density of 281.7 people per square kilometre follows from it.

For Carlyle, the two census fields above are the only local statistics used anywhere on the page.

Where a figure for Carlyle could not be verified, the page names the publisher instead of printing a number.

Readers comparing Carlyle with another community can use the same four census fields.

Carlyle sits at rank 64 within Saskatchewan in this data set, and the provincial rules apply as they do elsewhere.

Carlyle ranks 64 by 2021 Census population among the covered places in Saskatchewan.

At 1,524 residents in the 2021 Census, Carlyle is listed alongside the other covered places in Saskatchewan.

loanmoose.ca is not a lender and does not make credit decisions. The lowest rates are only available to the most qualified applicants.

Population and land area figures come from Statistics Canada's 2021 Census of Population; regulatory statements are attributed to the federal Payday Lending Regulations (SOR/2024-114).

Where a figure could not be verified, the page names the publisher instead of printing a number.